Public transport insurances

Benefits

Enjoy the benefits of public transport, with the security you need. Thanks to our public transport insurance including train, bus and boat.

The SBB public transport insurances are the perfect solution for everyone – whether you want to be insured as a family or an individual.

Useful information

All benefits are generally without an excess.
Only available to people who are permanently resident in Switzerland.
The insurance cover is extended automatically unless the policy is cancelled by the expiry date at the latest.
A family insurance policy can be taken out for two people or more who live in the same household.
The products Classic, Plus and Premium each offer interesting additional services.
You can find more information on the insurances at all SBB Travel Centres.

Insurance components	Classic CHF 25.-	Plus CHF 72.-	Premium CHF 98.-
Luggage	CHF 1'000.-	CHF 1'000.-	CHF 1'000.-
Cash and bank account protection	CHF 5'000.-	CHF 5'000.-	CHF 5'000.-
Lost property service reclaim fee	CHF 20.-	CHF 20.-	CHF 20.-
Event ticket protection	CHF 300.- per event max. 2 cases per calendar year	-	-
Ticket protection (events + activities: entry fees, ski passes etc.)	-	CHF 300.- per event max. 2 cases per calendar year	CHF 300.- per event max. 2 cases per calendar year
Comprehensive insurance bicycle / E-Bike	-	CHF 3'000.- per event Bicycle / E-Bike only w/o rental fee for replacement equipment	CHF 3'000.- per event Bicycle / E-Bike only w/o rental fee for replacement equipment
Bicycle and E-Bike assistance	-	unlimited**	unlimited**
Theft bicycle / E-Bike	-	CHF 500.- per event Only bike / E-Bike w/o rental fee for replacement equipment	CHF 500.- per event Only bike / E-Bike w/o rental fee for replacement equipment
Comprehensive insurance sports equipment*	-	-	CHF 3'000.- per event w/o rental fee for replacement equipment
Theft sports equipment	-	-	CHF 500.- per event w/o rental fee for replacement equipment
Personal assistance in the event of accident	-	CHF 1'000.-	CHF 1'000.-
Search and rescue costs	-	CHF 30'000.-	CHF 30'000.-
Collision damage waiver for rental cars (CDW incl. Shared Mobility)	-	-	CHF 1'000.- per event covered: cars up to and including 9 seats, as well as two-wheelers (bicycles, scooters etc.)
Credit and customer card blocking service	included	included	included
Mobile blocking service	included	included	included
24h medical advisory service	-	included	included
* The following sports equipment including accessories is insured: Skis, snowboards, toboggans (non-motorised) and snowshoes; bicycles and e-bikes; table tennis, tennis, squash and adminton rackets; golf clubs; water skis, wakeboards, paddle boards, surfboards and sails (incl. kites); skates, inline skates and skateboards; walking poles; exercise equipment. ** The sum insured is limited for some benefits.

Insurance components	Classic CHF 39.-	Plus CHF 104.-	Premium CHF 143.-
Luggage	CHF 1'000.-	CHF 1'000.-	CHF 1'000.-
Cash and bank account protection	CHF 5'000.-	CHF 5'000.-	CHF 5'000.-
Lost property service reclaim fee	CHF 20.-	CHF 20.-	CHF 20.-
Event ticket protection	CHF 300.- per event max. 2 cases per calendar year	-	-
Ticket protection (events + activities: entry fees, ski passes etc.)	-	CHF 300.- per event max. 2 cases per calendar year	CHF 300.- per event max. 2 cases per calendar year
Comprehensive insurance bicycle / E-Bike	-	CHF 3'000.- per event Bicycle / E-Bike only w/o rental fee for replacement equipment	CHF 3'000.- per event Bicycle / E-Bike only w/o rental fee for replacement equipment
Bicycle and E-Bike assistance	-	unlimited**	unlimited**
Theft bicycle / E-Bike	-	CHF 500.- per event Only bike / E-Bike w/o rental fee for replacement equipment	CHF 500.- per event Only bike / E-Bike w/o rental fee for replacement equipment
Comprehensive insurance sports equipment*	-	-	CHF 3'000.- per event w/o rental fee for replacement equipment
Theft sports equipment*	-	-	CHF 500.- per event w/o rental fee for replacement equipment
Personal assistance in the event of accident	-	CHF 1'000.-	CHF 1'000.-
Search and rescue costs	-	CHF 30'000.-	CHF 30'000.-
Collision damage waiver for rental cars (CDW incl. Shared Mobility)	-	-	1'000.- per event covered: cars up to and including 9 seats, as well as two-wheelers (bicycles, scooters etc.)
Credit and customer card blocking service	included	included	included
Mobile blocking service	included	included	included
24h medical advisory service	-	included	included
* The following sports equipment including accessories is insured: Skis, snowboards, toboggans (non-motorised) and snowshoes; bicycles and E-Bikes; table tennis, tennis, squash and adminton rackets; golf clubs; water skis, wakeboards, paddle boards, surfboards and sails (incl. kites); skates, inline skates and skateboards; walking poles; exercise equipment. ** The sum insured is limited for some benefits.